Protect Your Good Credit

Insidious and subtle, software vulnerability and self-profligating viruses and worms are a danger to anyone with a personal computer. Whether you are an avid internet user or not, these programs can weaken and/or destroy your ability to maintain your computer’s security. An associate who is a principal with a local technology group has […]

Have you checked the credit limit being offered to you on your credit cards? If you haven’t, you should.
Most credit card companies issue cards with a certain credit limit based on your credit rating at the time of application. As time goes on, if your credit rating remains good and your […]

As a mortgage broker, I become very familiar with the financial pictures of my clients. Most expect me to give them feedback on their credit history and often ask for direction if they have a credit issue. More and more I’m hearing stories of extreme tactics some collection companies are taking in pursuing unpaid debt.
Phone […]

As Hurricane Dennis plows across the Gulf of Mexico toward the US coastline, I am reminded of my experiences when Hurricane Isabelle slammed inland and hit Richmond in September of 2003. While I faired better than most and had only minor damage from downed trees, I was glad that I had prepared for the […]

There’s been another ‘breach’ of security and the credit cards of almost 40 million citizens have been compromised. This time, instead of losing the data being sent from one location to another, security at the collection point has been breached.
First of all, according to news reports from CNN and others, the vendor, […]

With all the recent reports of credit data being compromised one way or another, you must take care that you are not creating the risk of exposure yourself.
Wi-Fi advertisements are springing up like yard onions. Every coffee house, sandwich shop, hotel or major transit stop provides free Wi-Fi. While it’s convenient, being able […]

In the world of real estate investment, there are a number of ways to find great deals on properties. Some of these techniques are perfectly acceptable, reasonable approaches to purchasing real estate. Others, however, take advantage already financially-distressed homeowners by offering so-called solutions which can be misleading.
Homeowners who find themselves in financial difficulty, […]

Specific steps should be taken regarding your credit report, whether you have good credit, bad credit or no credit. With the boon of technology and the information available from various sources, it is extremely important to do everything possible to limit access to your personal information.
Don’t use your social security number for […]

Consumers are unaware that credit bureaus are putting them at risk!

Creditors nor credit bureaus are held responsible when they make mistakes but, I can assure you, we, as consumers, are definitely paying for them.