Protect Your Good Credit

The current mortgage crisis did not begin when the subprime lenders began to announce that they were facing financial difficulties due to a surge in defaults. It didn’t begin when Greenspan was discussing the housing market ‘conundrum’. It wasn’t caused by the real estate ‘bubble’ popping. It wasn’t terrorists, the war in Iraq, inflation or […]

Anyone worried that late or non-payments will result in foreclosure should consider making a few phone calls to their lender and/or servicing agent. The federal government has recommended that lenders and servicing agents (companies that collect mortgage payments for lenders) take steps to work out payment plans or alternative financing solutions for many borrowers that […]

To protect themselves from identity theft, many consumers have purchased paper shredders to destroy their personal information before discarding it in their trash. While it’s better than just throwing offers of credit correspondence away, it may not be enough.
By watching any one of the numerous crime shows on TV, you’ll discover that strip shredded […]

Insidious and subtle, software vulnerability and self-profligating viruses and worms are a danger to anyone with a personal computer. Whether you are an avid internet user or not, these programs can weaken and/or destroy your ability to maintain your computer’s security. An associate who is a principal with a local technology group has […]

Continuing threats and exposures of personal data which leads to the theft of individual identities, brings one major thought to mind. The best protection against identity theft is to limit the accessibility to our personal data. Since businesses and government are taking their time about doing that, try limiting access by limiting the […]

Have you checked the credit limit being offered to you on your credit cards? If you haven’t, you should.
Most credit card companies issue cards with a certain credit limit based on your credit rating at the time of application. As time goes on, if your credit rating remains good and your […]

Newsday.com recently reported that 600,000 current and former Times Warner employees, their dependents and beneficiaries, may have their identity compromised as a result of the loss of Time Warner’s computer tapes by a data-storage company. Among those records compromised is a former employee’s 7-year-old daughter.
If that’s not bad enough, a student of City University […]

Michelle Malkin has posted an extensive article on her blog about the recent “identity theft” of Maryland’s Republican Lt. Gov. Michael Steele. In her article, Ms. Malkin points out the recent activities of Democrats working for Sen. Charles Schumer at the Democratic Senatorial Campaign Committee. By inappropriately obtaining Steele’s social security number and […]

In several recent news articles, consumers are expressing concern that access to their personal data, the information that is used to perpetrate identity theft, is often available through local and state government agencies and offices. Personal information such as names, addresses, bank account numbers, mortgage loan numbers and sometimes even social security numbers are […]

Identity thieves have found a new way to get information from unsuspecting consumers. Thieves call posing as a court official and claim that the individual has missed jury duty or there is a warrant out for their arrest. The thief then asks the victim to verify various pieces of personal data such as […]