Protect Your Good Credit

One of the simplest ways to improve your credit is to “clean up” unnecessary accounts that you have open. Since most consumers are inundated with pre-qualified/approved offers and offers of instant credit at many retailers, it’s easy to end up with numerous credit accounts that you don’t really need or use. Often […]

The credit bureaus have recently announced they are adopting a new scoring method for consumer credit histories in order to have “more uniform” scores across the three bureaus and provide better “predictors” of credit risk. Yeah, right! A Waltz is a waltz, whether the tune is Blue Danube or not.
Bottom line, just because […]