Archive for October, 2005

Marriage, Money, and Credit

Tuesday, October 25th, 2005

Marriage began as spiritual union between two people. In today’s world, it is a legal and financial union of both assets and debt. It’s also a merging of credit. People entering a marriage are usually thinking about merging their belongings, family holidays, etc., not their credit reports. Knowing what your partner’s […]

Words to the Wise: Double Check Information

Friday, October 21st, 2005

In dealing with the vast number of “customer service” centers of the companies you do business with, you should always double check any information given to you over the phone—-even if it means hanging up and calling the 800 number a second time!!!
Why? It’s simple, many of the people who answer customer service calls […]

Best Protection for your Passwords

Friday, October 14th, 2005

Fox News.com offered an article by Marshall Loeb, How To Protect Your Passwords, which provides some very good advice for ensuring hackers and keystroke trackers can’t easily guess your passwords. Loeb’s article reports that God, Love, Sex and Money are the four most common passwords people use making it very easy for identity theives […]

Best Protection Against ID Theft: Limit Accounts

Thursday, October 13th, 2005

Continuing threats and exposures of personal data which leads to the theft of individual identities, brings one major thought to mind. The best protection against identity theft is to limit the accessibility to our personal data. Since businesses and government are taking their time about doing that, try limiting access by limiting the […]

Credit Card Limits: Auto-Increases Can Hurt!

Tuesday, October 11th, 2005

Have you checked the credit limit being offered to you on your credit cards? If you haven’t, you should.
Most credit card companies issue cards with a certain credit limit based on your credit rating at the time of application. As time goes on, if your credit rating remains good and your […]

7 year old’s Identity Compromised

Thursday, October 6th, 2005

Newsday.com recently reported that 600,000 current and former Times Warner employees, their dependents and beneficiaries, may have their identity compromised as a result of the loss of Time Warner’s computer tapes by a data-storage company. Among those records compromised is a former employee’s 7-year-old daughter.
If that’s not bad enough, a student of City University […]