Protect Your Good Credit

This email notice was just forwarded to me by a friend. While have not yet confirmed this with VISA or MasterCard, scammers are always coming up with new methods of getting your personal information. Therefore, I’m posting the email verbatim to help ensure that as many people as possible can be forewarned. [...]

There’s been another ‘breach’ of security and the credit cards of almost 40 million citizens have been compromised. This time, instead of losing the data being sent from one location to another, security at the collection point has been breached.
First of all, according to news reports from CNN and others, the vendor, [...]

With all the recent reports of credit data being compromised one way or another, you must take care that you are not creating the risk of exposure yourself.
Wi-Fi advertisements are springing up like yard onions. Every coffee house, sandwich shop, hotel or major transit stop provides free Wi-Fi. While it’s convenient, being able [...]

The Fair Credit Reporting Act is the federal legislation governing credit reporting. The Federal Trade Commission and other federal agencies request and review studies of the credit reporting industry. The focus of these studies is to improve reporting accuracy and consumer awareness.
Most of the studies are looking for ways to improve communication between [...]

Along with creditor’s loosing data, marketer’s unauthorized access and miscellaneous credit bureau mishaps, there could be more risks with trying to check your credit online or accepting other offers for “free” reports. If you are concerned about your credit score, identity theft, inaccurate reporting of your credit and check it though a vendor offering [...]

You may have heard recently in the news that a large creditor recorded several million Amercian consumers’ personal information on a data-storage disk/tape and shipped it via “a reliable courier” to the credit bureaus. The only problem is it never arrived and can not be found.
What does this mean? To one of my [...]